Frequently Asked Questions

Why choose HGAR?

Flexible Learning Environment:
  • We offer convenient course schedules, in person at one of our locations in White Plains, or Goshen, or 24/7 online.
All Instructors are Experts in Their Field:
  • Each Real Estate Pre-Licensing and In-House Continuing Education course is presented by New York State Department of State approved instructors. The faculty is selected for their expertise and ability to communicate that expertise in a classroom setting.
Excellent Value:
  • Courses are offered in discounted bundles, or individually at competitive rates. HGAR Members receive a Member Discount.

**License Renewal Requirements HAVE CHANGED as of September 21, 2022**

Effective September 21, 2022, as part of the 22.5 hours of continuing education required to renew both real estate salespersons and brokers will be required to complete at least 2 hours of instruction pertaining to implicit bias awareness and at least two hours of cultural competency training.

Continuing Education Requirements

New York Department of State (DOS) Requirements for Continuing Education:

There is no more “grandfathering”, meaning ALL LICENSEES MUST COMPLY WITH THE CE REQUIREMENTS - licensing requirements took effect on July 1, 2021 

All licensees must complete 22.5 hours of CE credit, including:

  • 3 hours of fair housing
  • 1 hour agency (2 hours if in 1st license cycle)
  • 2.5 hours of ethical business practices
  • 1 hours of recent legal matters
  • 2 hours of Implicit Bias education (effective September 21, 2022)
  • 2 hours of Cultural Competency education (effective September 21, 2022)

Click Here for NYS Department of Licensing Services to learn more.

National Association of REALTORS® (NAR) Requirements:

  • As a condition of membership in the Hudson Gateway Association of REALTORS®, NAR requires a 2.5 hour Code of NAR ethics every three years. The three year requirement began January 1, 2022 and will end December 31, 2024. Members not in compliance with the mandate will be terminated from the Association. This requirement is separate from licensing. If one’s membership is dropped, they will still have their license.
  • HGAR Ethic Courses

Click here for National Association of REALTORS® to learn more.


HGAR School of Real Estate Policies

School Name:

  • The Hudson Gateway Association of REALTORS® (HGAR), School of Real Estate is approved by the New York State Division of Licensing to offer a variety of education programs. HGAR is located at One Maple Avenue, White Plains, NY 10605.


  • Real Estate Pre-Licensing courses and In-house Continuing Education course offerings require pre-registration. Students may register for any HGAR class at>Take a Class.

Instructor Information:

  • Each Real Estate Pre-Licensing and Continuing Education course is presented by New York State Department of State-approved instructors. Faculty members are selected for their expertise in a wide range of topics that support the success of real estate professionals.

Recording Policy:

  • Video and audio recording of HGAR classes without expressed, written consent is prohibited.

Class Conduct:

  • As an educational entity, HGAR School of Real Estate maintains a focus on the education of its students during its classes. HGAR does not permit business or employment solicitation during its classes. Holding such conversations during class time, recruiting for employment opportunities, or distributing listing information or promotional items, can result in expulsion from the class. HGAR reserves the right to expel students from class for disruptive or counterproductive behavior.

Inclement Weather Policy:

  • Most HGAR Continuing Education classes are conducted via Zoom; however, there are instances where live, in-person classes are held in our offices. If inclement weather affects classes, HGAR will attempt to reach class attendees via email to announce changes in class schedules. Students should, however, call HGAR at 914-681-0833; a message will be recorded indicating any changes.


Cancellation Policy

Real Estate Licensing, Continuing Education, and non-credit seminar programs can only be canceled in writing via email to 48 hours before the first class session for a refund. Canceling an in-person class within 48 hours is subject to a $10 cancellation fee. No refunds or credits are provided for not showing up to a class.

For purchases of HGAR Online Courses only: You have the right to cancel your registration for any reason up to seven (7) business days from the date of purchase. Requests for cancellation of a registration must be made by contacting our school via email at The request must be received by our school before midnight of the seventh calendar day from the date of purchase.

Course Requirements

Continuing Education, Live Presentation in person or via Zoom:

Continuing Education, Online via our online partners, The CE Shop or Learning Library:

  • Complete all lessons on the computer including the end-of-unit quizzes. Most questions are timed and need to be answered within the prescribed time.
  • If required, pass any course final examination.
  • Complete all coursework within 365 days of the enrollment date.
  • School Records – HGAR will maintain for a period of 5 years the following information in each student record: the student's name, address, state registration number, the course title, and date of enrollment and completion.
  • Access your online course by visiting HGAR's course provider's website:


Zoom Class Requirements

  • To participate in a Zoom class, you must have a camera on your device for the instructor and moderator to see you.
  • Your camera must be on and you must be visible at all times for the duration of the class. Visual confirmation is used to certify your participation to the Department of State so that you can receive CE credit.
  • You must make sure that your screen name in Zoom is your first and last name. This helps to ensure that your presence and participation are properly recorded.
  • Set up in a quiet, distraction-free setting that allows you to fully engage and participate in the class.

While this is not an exhaustive list, examples of distracted behaviors that are prohibited while participating in HGAR classes include:

  • Driving
  • Exercising
  • Taking phone calls persistently
  • Simultaneously attending meetings or conferences

Students exhibiting distracted or disruptive behavior may be removed from the class at the discretion of the instruction team and will not earn CE credit for the class.

  • You will receive an email from HGAR with the class Zoom link the day before. If you do not receive this email, please check your spam/junk folder. If you have not received this email by 4:30 pm the day before your class, please contact HGAR at 914-681-0833
  • Taking Attendance in a Zoom Class:
    As a participation requirement, you must sign into the Zoom chat box three times during the class. This written confirmation is used to certify your participation so that you can receive CE credit from the Department of State.

    • When you first log on to class
    • When you come back from break or lunch
    • When the class ends
    • You must sign in using your first and last name


Continuing Education Pricing

Fees for individual classes are noted on the registration screen and are subject to change.  Typically, continuing education fees are structured as follows:

Continuing Education Pricing

Want to earn your real estate license?

Real estate can be a very exciting and rewarding career, learn more about getting started in our Licensing Information section.

In Person and Online course questions can be answered by e-mail to