This class satisfies 3 hours Fair Housing, the NAR mandated Ethics, and 2 hours of Agency. The Real Estate transactions we are involved with can sometimes surprise us with some foreseeable and unforeseeable issues. Similar to Potholes, if we know the potential of them being there, we can be more prepared. Some of the issues we face and will cover are: Agency representation, is representation, and non-agency relationships, disclosures, and DOS opinions. Code of Ethics and its License Law applications, and common violations. Fair Housing Issues, the laws, both Federal, State, & Local, advertising guidelines, and some real life case scenarios. * Meets Virtual Card Requirement.